Life happens…..& not always on payday.
An emergency fund can be the difference between a small hiccup and a financial crisis.
Whether it’s a sudden car repair, a trip to urgent care, or your dog eating something they definitely shouldn’t have, unexpected expenses are a normal part of life. But they don’t have to completely derail your finances. That’s where an emergency fund comes in. It can mean the difference between a temporary setback and a full-blown financial crisis.
In this class, Emergency Funds: What, Why & How Much?, we’ll walk you through exactly what an emergency fund is (and equally important, what it isn’t), why it matters no matter your income level, and how you can start building one, even if things feel financially tight. Spoiler alert: you don’t need thousands of dollars to begin. What you do need is a plan, a little mindset shift, and a supportive approach to taking control of your financial future.
We’ll start by clearing up the basics: what counts as an emergency, why using a credit card isn’t the same as having a safety net, and how even small savings can make a huge difference in your confidence and peace of mind. You’ll learn the benefits of an emergency fund beyond just “being responsible”, like reducing stress, avoiding debt, and giving yourself breathing room during life’s inevitable surprises.
Then we’ll dive into the practical stuff. You’ll get tools to figure out how much you should aim to save, whether that’s $500 for a starter fund or a few months’ worth of expenses. We’ll break it down in a way that makes sense for different situations, from single earners to families with variable income. No judgement. No shame. No “shoulds.” Just real guidance for real life.
We’ll also explore where to keep your emergency fund so it’s easy to access when you need it but not too easy to dip into for non-emergencies (unfortunately, those concert tickets won’t count). You’ll learn how to separate your emergency savings from your everyday checking account, and the pros and cons of different savings tools like high-yield savings accounts or separate bank institutions.
Since motivation matters, we’ll talk about how to actually stick with it. Let’s face it, saving money isn’t always exciting. It can feel slow, boring, or downright impossible when everything costs more these days. That’s why we’ll share ideas to keep you encouraged along the way, like setting visual goals, celebrating progress, and making your emergency fund part of your financial self-care routine.
This class is for everyone, whether you’re living paycheck to paycheck, just starting your adulting journey, or trying to get back on track after a tough season. You don’t need a finance degree or a six-figure income to benefit. You just need the willingness to show up, learn something new, and take a small step forward.
Our goal is to give you information you can actually use, without the jargon or judgment. By the end of the session, you’ll feel more equipped to handle life’s “uh-oh” moments. The truth is, financial security doesn’t come from having it all figured out. It comes from building habits, one choice at a time, that give you options, freedom, and a little less stress when life throws a curveball. And we’re here to help you get there – no pressure, no perfection required.
Click Here to Register: