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Class 6: Budgeting Basics for Adults

Date: September 9, 2025 5:00 pm -
6:00 pm
Location: Mod Ledger: 277 South Main Street - West Bend, WI

Budgeting Basics for Adults
A Real-World, Judgment-Free Approach to Understanding and Managing Your Money

Register!

If the word “budget” makes you cringe, you’re not alone. Maybe you never learned how to create one, or maybe you tried and gave up when it got too complicated or stressful. If budgeting has felt confusing, frustrating, or downright overwhelming in the past, this class is here to change that.

Budgeting Basics for Adults is a straightforward, real-world guide designed for people who want to understand where their money goes and learn how to take control of it – without guilt, shame, or the pressure to be perfect. This class isn’t about spreadsheets that make your head spin or strict plans that leave no room for fun. It’s about building a better relationship with your money using simple tools, clear strategies, and a little bit of encouragement along the way.

Whether you’re living paycheck to paycheck, trying to save for something important, or just want to stop feeling surprised when your bank balance drops, this class will help you create a budget that fits your life, your habits, and your goals.

We’ll start by helping you understand your money mindset. Most budgeting struggles don’t come from math problems, they come from habits, stress, or a lack of clarity. We’ll talk openly about the emotions tied to money, how to stop feeling behind, and how to shift from reacting to your finances to feeling in control of them.

Then we’ll get into the practical side. You’ll learn how to track your income and expenses in a way that’s simple and sustainable. We’ll show you multiple budgeting methods, so you can choose the one that makes the most sense for you. There’s no one-size-fits-all solution, so we’ll help you find your best fit.

You’ll also learn how to set realistic financial goals and build habits that make progress possible. Whether that means building an emergency fund, getting out of debt, or planning for future expenses like travel, holidays, or big purchases, we’ll show you how to break it down into steps that feel doable, not daunting.

Here’s what you’ll learn in class:
• How to track your income and expenses without complicated tools
• Different budgeting styles and how to choose one that works for you
• How to separate needs from wants, without feeling restricted
• Tips for managing irregular income, shared expenses, or unexpected bills
• Ways to make your budget flexible so it adjusts as your life changes
• How to stay consistent and build money habits that actually stick

This class is perfect for adults of all ages and stages. Whether you’re new to managing money or just need a fresh start, you’ll leave feeling more confident and equipped to make smart financial choices. No one is expected to show up knowing everything, and no one is going to judge where you’re starting from. The focus is on progress, not perfection.

We’ll also talk about tools and resources that can help, from apps to printable trackers to a good old notebook, and how to use them in a way that fits your lifestyle. Whether you love numbers or want to keep things as simple as possible, you’ll walk away with a clear plan you can actually follow.

By the end of this session, you won’t just understand budgeting, you’ll feel good about it. You’ll have a system you can stick to, a better understanding of your habits, and a sense of control over your financial future. You’ll stop asking “Where did all my money go?” and start making decisions that align with your goals and values.

You’ll leave class with:
• A complete, beginner-friendly budgeting framework
• Clarity about your current spending habits
• Tools and templates to help you stay on track
• Encouragement, support, and a few “aha” moments along the way
• A fresh sense of control and confidence when it comes to your money

If you’ve ever thought budgeting just isn’t for you, this class is here to prove that it can be. Not perfect, not rigid, just practical, empowering, and made for real life. Join us and learn how to make your money work with you, not against you.

 

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